Our daily Optimal Finance program has tips on saving, budgeting, and more to optimize your life financially.
You are reading: Free financial e books
Our personal development eBook publication is a popular resource with new and current listeners. We also have posts on Health eBooks, Small Business eBooks, and Parenting eBooks.
we thought: why not make another list of ebooks, but this time on the topic of personal finance? so here’s a watchlist of free personal finance ebooks you can check out.
Some of the ebooks here require you to sign up for the blogger’s newsletter, which you can unsubscribe from if you don’t get value from it. some are direct links to pdf files without registration.
the short summary provides a little more information about the content of the e-books.
Snuggle up to one of these e-books with a hot cup of tea or coffee and start improving your finances today.
personal finance ebooks
1. “The Ultimate Guide to Personal Finance: Money Management Made Easy” by ramit sethi
link: ultimate guide to personal finance: iwtytbr (sign up for pdf or read online in 7 parts)
In this comprehensive 65-page guide, ramit discusses the following areas of personal finance: mistakes people make with money, how to save money painlessly, how to automate your finances, how to invest money, how to eliminate debt and how to earn more.
2. “The Ultimate Guide to Getting a Raise & increase your salary” by ramit sethi
link: ultimate guide to raising your salary: iwtytbr (sign up for pdf or read online in 5 parts)
In this 24-page guide, Ramit walks you through the step-by-step process and word-for-word script of what to say to your boss to get a raise. It also includes a link to a free, handy tool that calculates how much extra money you can earn assuming you get a raise and invest in a savings account. Towards the end, there are free salary negotiation videos that show you where people do the right thing and the wrong thing.
3. Building Wealth: A Beginner’s Guide from the Federal Reserve Bank of Dallas
link: website | download pdf
This is an excellent eBook that guides you through the steps you need to take to get your finances in order. The book is written in a friendly and educational style, with lots of illustrations and short questions you can complete along the way to help keep you engaged.
4. 7 Reasons to Use a Roth IRA for Fidelity Early Retirement
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
fidelity is an American multinational financial services corporation. This short eBook is packed with tips and strategies on how to get the most out of a Roth IRA and how it can be a key part of your retirement savings plan.
5. free guide to building wealth with a minority mindset
link: guide to building wealth (registration required)
the minority mindset has a free guide to building wealth. This guide will show you how to grow and invest money that isn’t going into your emergency fund.
p.s. minority mentality “has nothing to do with appearance, ethnicity or skin color. it’s a mindset.”
6. 52 ways to save with ag financial
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
agfinancial serves faith-based institutions and individuals. This eBook shares 52 tips to help you with your spending habits. You’ll see how a small amount saved over time can really add up and contribute to your short- and long-term financial goals.
7. manage debt to improve your mental wealth by money management international
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
money management international helps people pay off their debts and find financial peace of mind. Carrying debt is a burden, and this eBook will help you gain insight into your situation and attitude toward debt. Tips and tools on how you can carve your own way out of debt are included.
What stands out about this guide is its clarity on how debt affects your mental well-being, which can act as a strong motivator to improve your debt situation.
8. quote 101 for safety net
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
safetynet recognizes that saving money and getting ahead isn’t easy. The tips in this brief guide will help you manage your financial stress, from learning to live within your means to knowing what your expenses are and setting realistic goals.
9. financial freedom by minimalists
See Also: 50 Slam-Dunk Basketball Books for Kids (of All Ages)
download link: pdf download (registration required)
Money can ruin relationships and cause a lot of stress and anxiety. minimalists talk about the steps they took to take control of their finances by setting a budget. this simplicity will offer you much more financial freedom than being chained in an endless cycle of financial worries.
p.s. minimalists have been featured many times in our podcasts. in fact, they were the first to appear! you can listen to episodes with their content here.
10. women and retirement by wiserwomen.org
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
the women’s institute for a secure retirement (wiser) is committed to strengthening the long-term financial security of all women.
There are many reasons why women should plan to save more for retirement than men. plan ahead if you’re a woman, so you can spend your later years safely and comfortably.
11. personal finance tips for young adults from the fdic
See Also: A little history of reading: How the first books came to be | BookTrust
download link: download in pdf
Young adulthood should be full of exploration and learning. If you are a teenager or young adult, or know someone who is, these tips from the Federal Deposit Insurance Corporation (FDIc) will help you make careful and thoughtful considerations before making important financial decisions. He won’t want to look back many years from now and regret not learning about personal finance when he was younger, that’s for sure!
bonus #1: printable worksheets
Download Link: 25 Free Budget Printables
These fun printables will help you manage your finances fast! Put together by the smart couple, you’ll find printable templates for your monthly budget, budget folder style.
Bonus #2: Daily Optimal Finances (podcast)
listen: optimal finances daily
If you’re new to the world of everyday optimal finance, that’s where we chronicle some of the best personal finance content on the web. you can listen at a time that is most convenient for you and improve your financial knowledge in as little as ten minutes a day.
Best of all, it’s free!
Let us know if you find any other free eBooks worth sharing in the personal finance niche, or if there are any other finance bloggers we should look into!
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